ZeroH maintains a living record of every fatwa, approval condition, and parameter boundary. Your board focuses on scholarship. The platform handles institutional memory.
SSB rulings, approval conditions, and parameter boundaries stored in emails and spreadsheets are one resignation away from being lost.
621
scholars across GCC Islamic banks
Every SSB approval comes with conditions and boundary parameters. These decisions exist in meeting minutes, email threads, and individual scholars' notes — not in a queryable, structured system.
Hours
to locate previous rulings
When a new product resembles a previously approved structure, the relevant precedent should surface automatically. Instead, scholars must recall it from memory or re-research from scratch.
12 months
typical gap between reviews
Products change after board approval: commodity specs, margin adjustments, repayment restructuring. Without continuous monitoring, drift from the approved structure goes undetected until the next audit cycle.
Structured governance for SSBs, with AI-powered research support for every deliberation.
Structured Shariah governance with blockchain-verified proof
ZeroH structures the entire SSB workflow: product submission, deliberation, approval with conditions, ongoing monitoring, and periodic review. Every decision is recorded with its rationale and governing parameters.
AI research support for Shariah deliberation
Ali surfaces relevant AAOIFI standards, cross-madhab scholarly positions, and institutional precedents during deliberation. Scholars get structured research with source attribution, not raw search results.
ZeroH handles the administrative burden so scholars can focus on judgment.
ZeroH maintains a structured record of every SSB ruling: the product structure reviewed, conditions attached, parameter boundaries set, and the scholarly rationale. When a new product resembles a previous approval, the system surfaces the relevant precedent automatically.
Ask Ali retrieves relevant AAOIFI standards, IFSB guidelines, and cross-madhab scholarly positions during the deliberation process. Every response includes source attribution and Arabic original text so scholars can verify against the primary source.
After a product receives SSB approval, ZeroH monitors it continuously against the approved parameters. When a product drifts from its approved structure, the system flags it for SSB review before the next formal audit cycle.
From product submission through ruling record to ongoing monitoring. Schedule a demo to see how ZeroH handles the administration so scholars can focus on scholarship.
Covers governance, product, regulatory, audit, and ESG requirements. No signup required.
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