Ali handles standards cross-referencing, source compilation, and evidence gathering. You focus on what only a scholar can do: judgment, interpretation, and ruling.
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Islamic digital banks do not need another AI chatbot. They need a system that turns legal and Shariah requirements into day-to-day operating controls, lets teams use AI responsibly, and gives management, Shariah boards, auditors, and regulators something they can verify. Our technology starts before the cloud. Data does not leave the institution’s control unless the relevant disclosure policy has been applied first, so that institutions can actually use the cloud.
Sami Mian
Chief Executive Officer, Blade Labs
Data sovereignty laws, privacy regulations, and Shariah governance all demand the same thing: evidence the policy was applied. Most AI deployments enforce this inside the cloud, after the data has already left.
Generic AI sends raw text to the model first, then tries to manage it after. By then the data has already crossed the institutional boundary.
A confident but wrong AAOIFI reference is worse than no answer. Compliance teams cannot ship structures based on fabricated standards.
The top 20 Shariah scholars hold 621 board seats. Reviews queue up, products slip, and rework after late-stage rejection costs more than early screening.
When a regulator examines you, the question is always the same: prove your policy was applied. Reconstructing that record after the fact is what most platforms force you to do.
Inside ZeroH Disclosure
ZeroH Disclosure applies your institution’s policy at the prompt boundary. By the time anything reaches an external AI service, sensitive fields have already been redacted and the disclosure has been audit-trailed inside your sovereign region.
Your device
Browser · macOS
Original prompt never leaves your device
Qatar
Sovereign region
Stamps a hash, in region
Anthropic (US)
Claude
Sees only redacted tokens
Every answer cites the standard. Every analysis covers the four schools. Every decision maps to the higher objectives. Every disclosure produces a record.
Source attribution
Ali names the AAOIFI standard, clause, and version, plus IFSB and BNM equivalents where relevant. If the source is not in the corpus, Ali says so. No fabricated references.

Multi-madhahib analysis
Hanafi, Shafiʻi, Maliki, and Hanbali positions presented together with the scholarly source for each. Your Shariah board selects the applicable view. Ali documents the reasoning.

Maqasid al-Shariah
Every analysis maps findings to the five higher objectives: Faith, Life, Intellect, Lineage, and Wealth. Connects technical compliance to the question regulators are asking.


Ali in action
A real example. One contract, three tiers of findings, board-ready output. Ali handles the research; your Shariah board makes the call.
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Upload a 12-page Murabaha contract from your Islamic digital bank pipeline.
Ali identifies
Ali delivers
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Why Ali is different
Generic AI tools generate text about Islamic finance. Ali supports compliance decisions with verifiable sources, controlled disclosure, and an audit trail.
Sources
Generic AI: Trained on public web. Confident answers without traceable origin.
Ali · Powered by ZeroH Disclosure: Cites the AAOIFI/IFSB/BNM standard, clause, and version. If source not found, says so.
Madhahib coverage
Generic AI: Surfaces one position, often majority view, no scholarly source.
Ali · Powered by ZeroH Disclosure: Presents Hanafi, Shafiʻi, Maliki, and Hanbali side by side, each with sources.
Data handling
Generic AI: Raw prompt sent to the model. Policy enforced after the fact.
Ali · Powered by ZeroH Disclosure: Policy applied at the prompt boundary. Original data does not leave your device.
Audit trail
Generic AI: Best-effort logs scattered across vendors and regions.
Ali · Powered by ZeroH Disclosure: Cryptographic record of every disclosure, stamped in your sovereign region.
Limits
Generic AI: Will answer outside its competence.
Ali · Powered by ZeroH Disclosure: Transparent about boundaries. Defers to your Shariah board on judgment calls.
Trust and security
Built by a team that has been deploying Islamic finance technology with regulators and Shariah boards. Certified to the standards your security team will ask about.
SOC 2 Type II
ISO 27001:2022
GDPR
UK Patent Pending
FinoPitch International Grand Prize 2025
Tokyo. Sustainable ESG Islamic Finance Platform category.
Islamic Fintech Awards 2025
Dubai. Best Startup.
QDB and Qatar FinTech Hub portfolio company
Registered at the Qatar Financial Centre, active in the QFC Digital Assets Lab.
The ZeroH platform methodology that Ali is built on holds a full fatwa pronouncement from Amanie Advisors (April 2025), covering the platform digitalisation services that underpin Ask Ali.
No. Ali augments scholarly work. It handles information gathering, standards cross-referencing, and evidence compilation (approximately 70% of the work). The scholar handles judgment, interpretation, and ruling (the 30% where expertise matters most). Ali is designed to give scholars the information access they deserve, with the judgment remaining entirely theirs.
Ali does not perform ijtihad. When a question requires original scholarly reasoning beyond settled precedent, Ali identifies those areas explicitly and flags them for human scholarly input. Ali distinguishes between what is settled in the standards and what requires bespoke scholarly judgment.
Yes. Ali presents Hanafi, Shafi'i, Hanbali, and Maliki positions simultaneously with scholarly sources cited for each. Scholars can review all four perspectives and select the applicable position. Ali documents the reasoning and alternatives considered.
Ali's knowledge base includes AAOIFI Financial Accounting Standards (FAS), Shariah Standards (SS), and Governance Standards, plus IFSB guidelines, BNM frameworks, and jurisdiction-specific regulatory requirements. Every answer cites the specific standard, clause, and version.
Yes. Ali is designed for both in-house Shariah teams and external advisory firms. It supports multi-client workflows, institutional memory per engagement, and structured output suitable for client deliverables including board reports, compliance memoranda, and ruling documentation.
Ali presents the positions clearly, cites the scholarly authorities for each, and identifies areas of genuine disagreement. It does not resolve disagreements or favour one position. The scholar reviews the evidence and makes the determination.
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Public preview opens to anyone on 12 May 2026.
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