Free Tool - No Sign-up Required

Shariah Compliance Gaps
Hide in Plain Sight

One rejected product structure means 3-6 months of rework. Use our free 81-point checklist to find your gaps before your Shariah board does.

40-60%
of SSB review time spent searching for precedents
3-6 months
typical delay when structures are rejected
81 items
AAOIFI & IFSB aligned checklist

For: Islamic Finance Compliance Officers, Shariah Advisors, Internal Auditors, and Risk Managers

Shariah AI Pre-Review

See our AI applied to your project

Why check compliance manually? Book a free 30-minute call and see our specialized Shariah AI Advisor analyze your actual document live.

  • Scholar-validated analysis with AAOIFI citations
  • Jurisdiction-specific compliance flags
  • Shariah Readiness Report, yours to keep

Bring any document:

Murabaha • Ijara • Mudarabah • Sukuk • Takaful • Fund Prospectus • Product Approval Papers

30 minutes • No obligation • No cost

Jurisdictional Note: This checklist covers requirements common across AAOIFI, IFSB, and major Islamic finance jurisdictions. Specific requirements vary by regulator. Always verify against your local regulatory framework (e.g., BNM for Malaysia, CBUAE for UAE, SAMA for Saudi Arabia).

Interactive Shariah Compliance Checklist

Check off items to track your compliance posture. All 81 items are free to use. Download PDF anytime for offline reference.

Want an automated, tailored review of your actual document?

Our Shariah AI Advisor can help you at the start of your project, not after months of work.

Compliance Score

Track your progress as you check items

0/81
0% - Critical
0/19
Shariah Governance Framework
0/25
Product Shariah Compliance
0/15
Regulatory Compliance
0/14
Audit Readiness
0/8
ESG & Sustainability Integration

No sign-up required. Print or save for offline reference.

Shariah Supervisory Board (SSB)

Fatwa Management

Internal Shariah Review

Zakat & Purification

Interpretation Guide

90%+ (73+ items): Strong compliance posture
70-89% (57-72 items): Adequate - address gaps
50-69% (41-56 items): Needs attention
<50% (<41 items): Significant risk

Found Gaps? Let Our Shariah AI Co-Pilot Help

Don't spend weeks manually checking compliance. Book a free call and see how our specialized Shariah AI Advisor can review your documents at the start of your project, not after months of work.

30 minutes • No obligation • Bring your actual document

Why Our Shariah AI Beats the Alternatives

Shariah compliance requires authenticated sources, scholar oversight, and audit-ready documentation. Here's why generic solutions fall short.

X

Generic AI

  • Hallucinates fatwas and AAOIFI standards
  • Cannot distinguish authentic hadith from fabricated
  • No audit trail or accountability
  • No jurisdictional intelligence

Risk: One incorrect ruling can destroy institutional reputation

?

Build Your Own

  • 6-12 months minimum to build and validate
  • Requires ML engineers AND Shariah scholars
  • Single-institution learning only
  • Ongoing maintenance burden

Cost: $500K+ and 12+ months before first deployment

Blade's Shariah AI

  • Scholar-validated sources with citations
  • Immutable audit trails for regulators
  • Multi-jurisdiction (AAOIFI, BNM, CBUAE, OJK)
  • Continuous scholar governance

"We don't automate scholars. We amplify them."

"AI handles the first 80% of routine compliance pre-screening, so your scarce scholar resources can focus on the critical 20% requiring genuine wisdom."

Deployed with Al Rayan Bank, QFC, Google, and Hedera

Free - No Obligation

Book Your Free Shariah Pre-Review

Bring your actual document - Murabaha, Sukuk, term sheet, or product approval paper. Our Shariah AI Advisor will pre-screen it with you live.

What You'll Get

  • Live AI Analysis
    Watch our AI analyze your document with scholar-validated reasoning
  • Compliance Flags
    AAOIFI, IFSB, and jurisdiction-specific issues identified
  • Shariah Readiness Report
    Yours to keep - regardless of whether you become a customer

Documents we can review:

Murabaha • Ijara • Mudarabah • Musharakah • Sukuk • Takaful • Fund Prospectus • Product Approval Papers • Digital Asset Structures

Scroll Down to Select a Day and Time

30 minutes • No obligation • Grounded in classical fiqh

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About ZeroH

ZeroH is an AI-native GRC platform by Blade Labs, built for regulated industries. We're live in Qatar Financial Center and trusted by leading Islamic financial institutions.

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