Fatwa-Approved Platform

Shariah Governance, Fatwa-Approved, AAOIFI Ready
for the AI Era

Empower scholars. Accelerate approvals. Prove compliance.

Bank
Shariah Board
Compliance
Auditors
Regulators
Finopitch Tokyo 2025 & Islamic Fintech Awards Winner

Share your product concept. Our AI flags potential compliance issues. No commitment.

The Cost of Getting It Wrong

80% of enterprise buyers purchase to avoid risk. Here's what keeps product teams up at night.

Product Rejection

Products sent back by Shariah board: 6 months of rework and missed revenue targets.

6 monthsaverage delay

Expensive Rework

Structural issues discovered after you have already built. Rebuilding, not tweaking.

3-5xcost to fix late

Advisor Bottleneck

Waiting weeks for advisor availability on critical questions. Launches stall.

2-4 weekstypical wait time

Inconsistent Guidance

Different advisors give different opinions. No institutional memory across products.

0audit trail
How It Works

Three Steps to Shariah Compliance

1

Map Your Framework

AAOIFI and IFSB standards are pre-built. Import your internal policies or regional requirements.

2

Operate with Cryptographic Proof

Every approval, review, and decision creates a blockchain attestation. No more "he said, she said."

3

Audit with Confidence

Regulators verify compliance without your involvement. Evidence speaks for itself.

Built for Every Stakeholder

Shariah Board

Real-time visibility into compliance status with cryptographic proof of every decision

  • Instant fatwa verification
  • Audit trail transparency
  • Reduced review cycles

Compliance Officer

AAOIFI compliance automation with pre-built workflows for all FAS standards

  • 80% faster compliance checks
  • Auto-generated reports
  • Zero manual mapping

Audit Lead

Immutable evidence chain reduces sample scope by 80% while increasing audit confidence

  • Blockchain-verified evidence
  • Reduced audit time
  • Zero regulatory findings

Regulator

Real-time compliance visibility across all supervised entities with verifiable proofs

  • Live compliance dashboards
  • Cross-entity oversight
  • Automated reporting

Comprehensive Framework Support

AAOIFI Standards

  • FAS 1-27 (All Standards)
  • FAS 28 Murabaha
  • FAS 29 Musharakah
  • FAS 30 Ijarah
  • Shariah Standards 1-62

IFSB Guidelines

  • IFSB-6 Shariah Governance
  • IFSB-10 Liquidity Risk
  • IFSB-15 Revised Capital Adequacy
  • IFSB-16 Pillar Disclosures

Regional Regulators

QCB (Qatar)
BNM (Malaysia)
DFSA (Dubai)
CBK (Kuwait)
SAMA (Saudi Arabia)

Supported Products

Murabaha (Cost-Plus)
Musharakah (Partnership)
Ijarah (Leasing)
Sukuk (Islamic Bonds)
Takaful (Insurance)
Wakalah (Agency)

Credentials & Recognition

Finopitch 2025 Grand Prize

International Category Winner

March 2025

Amanie Fatwa Approval

Shariah Supervisory Board

May 2025

Global Islamic Fintech Awards

RegTech Innovation

2025

QFC Digital Asset Lab

Production Deployment

September 2025

How We Compare

ZeroHArcher EvolvMetricStream AiSPIRE
AI ArchitectureNativeBolt-on (Evolv)Bolt-on (AiSPIRE)
AAOIFI TemplatesPre-builtCustom buildCustom build
Blockchain Verification
Fatwa ApprovalAmanie (2025)
Implementation TimeWeeks3-6 Months3-6 Months
Shariah Board PortalLimitedLimited

Stop Products from Getting Rejected

Catch compliance issues before they cost you 6 months of rework.
AI streamlines compliance. Scholars retain full approval authority.

Share your product concept or draft term sheet. Our Shariah Advisor AI flags potential issues. You leave with actionable insights. No commitment required.