Solutions

Productised Islamic Finance Solutions

Pre-built solution templates running on the ZeroH agentic AI security platform. Contract-to-code decomposition, multi-stakeholder workflows, and on-chain governance from day one. Battle-tested in live deployments.

LIVE

Mudaraba

Mudaraba is one of the most powerful Islamic finance contracts. And one of the hardest to operate transparently. ZeroH ships a productised Mudaraba solution template: profit/loss-sharing contract decomposition, multi-stakeholder workflows (Rab al-Mal, Mudarib, Sharia board), Takaful integration, and 128+ contract obligations enforced on Hedera. Live in Bangladesh agri-cattle pilot today.

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BUILT

Diminishing Musharaka

Diminishing Musharaka requires precise tracking of declining bank ownership and customer ownership across the financing term. ZeroH ships a productised template: contract-to-code decomposition, periodic share purchase enforcement, lease payment tracking, and on-chain ownership transfer evidence. Sharia-aligned, regulator-evidencable.

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COMING SOON

Waqf

Waqf (Islamic endowment) is among the most powerful instruments in Islamic finance. And historically the hardest to govern transparently. ZeroH is building a productised Waqf solution template: multi-jurisdiction governance, beneficiary impact tracking, NGO oversight, and cryptographic evidence for donors and supervisors. Pilot deployment in development with a development finance institution.

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Need a Solution We Have Not Built Yet?

The ZeroH platform supports any Islamic finance instrument that can be contract-decomposed. Talk to us about your structure. Murabaha, Sukuk, Salam, Istisna, Wakala, hybrid structures. Solution templates are reusable and we are actively expanding the catalogue.

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