Malaysia has the most complete Islamic finance regulatory architecture globally.
ZeroH maps every layer of it.

BNM's Shariah Governance Policy Document, the Securities Commission's Capital Markets Plan 2026-2030, and PDPA create overlapping compliance obligations for Malaysian Islamic finance institutions. ZeroH maintains a unified view across BNM, SC, and AAOIFI frameworks — with structured evidence trails for each regulator.

BNM-Framework AlignedSC CMP 2026-2030 ReadyAAOIFI-Certified Standards
Malaysia Regulatory Landscape

The world's most mature Islamic finance ecosystem needs a GRC platform to match

BNM, SC, and AAOIFI together create a compliance framework that no manual process can sustain at scale. ZeroH automates it.

BNM Shariah Governance Policy Document (2019)

Bank Negara Malaysia's Shariah Governance Policy Document requires licensed institutions to establish Shariah Committee functions, Shariah risk management, Shariah research, Shariah review, and Shariah audit — five separate functions with documented evidence requirements for each.

SC Capital Markets Plan 2026-2030

The Securities Commission's CMP 2026-2030 targets Islamic capital market growth as a strategic pillar. Sukuk issuers, Islamic fund managers, and digital asset platforms operating under SC licensing face structured Shariah compliance documentation requirements throughout the plan period.

PDPA and AI Governance

Malaysia's Personal Data Protection Act creates data handling obligations for AI-powered compliance tools. ZeroH Disclosure classifies and masks sensitive data before processing, supporting PDPA compliance while enabling AI-assisted Shariah research.

ISRA and IIUM — Global Islamic Finance Research Hub

Malaysia hosts the International Shari'ah Research Academy (ISRA) and the Institute of Islamic Banking and Finance at IIUM. The academic infrastructure makes Malaysia the primary jurisdiction where institutions expect rigorous, source-attributed Shariah compliance evidence.

The ZeroH product suite for Malaysian institutions

BNM, SC, and AAOIFI compliance in a single platform — with AI Shariah research and PDPA-compliant document privacy.

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The Problem

Full GRC automation with AI + blockchain

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The Problem

AI Shariah research for scholars and compliance teams

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The Problem

Document privacy before AI processing

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Frequently Asked Questions

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The world's most mature Islamic finance regulatory framework deserves purpose-built GRC infrastructure. Get in touch.

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