85% of Saudi financing is Shariah-compliant.
The GRC infrastructure should match.

SAMA's Shariah Governance Framework requires independent Shariah boards, documented compliance processes, and structured evidence trails. ZeroH provides the GRC infrastructure to track multi-framework compliance across SAMA, CMA, and AAOIFI simultaneously — at $938B-market scale.

QFC-RegisteredAl Rayan Bank DeployedAAOIFI-Aligned
Vision 2030 Alignment

Built for the regulatory environment Saudi Arabia is creating

SAMA's governance frameworks and Vision 2030's Financial Sector Development Program set the compliance bar. ZeroH meets it.

SAMA Shariah Governance Framework

SAMA requires independent Shariah boards, compliance departments, risk management, and internal audit functions for all banks in the Kingdom. ZeroH maps directly to these control structures with obligation tracking and evidence trails.

$938B in Islamic banking assets

Islamic finance accounts for 85% of all banking activity in Saudi Arabia — the highest proportion globally where both conventional and Islamic banks operate. Compliance infrastructure must match this scale.

Vision 2030 Phase 3 from 2026

The Financial Sector Development Program enters its third phase targeting 525 fintechs generating SAR 13.3B in GDP contribution. Each new institution needs structured GRC from day one.

SAMA Cybersecurity Framework (CSF)

SAMA CSF defines required roles and processes for GRC operations across financial institutions. ZeroH integrates compliance monitoring with structured evidence trails that satisfy CSF audit requirements.

The ZeroH product suite for Saudi institutions

From AI-assisted Shariah research to full GRC automation — each product built for SAMA-regulated environments.

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The Problem

Full GRC automation with AI + blockchain

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The Problem

AI Shariah research for scholars and compliance teams

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The Problem

Document privacy before AI processing

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Frequently Asked Questions

Talk to Us About ZeroH

Find out how ZeroH can provide automated multi-framework compliance for your institution in Saudi Arabia's regulatory environment.

Free 81-Point Compliance Checklist

Score your Shariah governance posture across 5 categories. Covers AAOIFI, IFSB, and SAMA frameworks. No signup required.

Try the Free Checklist