Ali | Scale the impact of Shariah expertise.

Shariah Compliance Officer

Review this Murabaha contract for Shariah compliance issues.

The Challenge

A $6 trillion industry served by fewer than 400 scholars.

The top 20 Shariah scholars hold 621 board seats. This creates delays, conflicts, and burnout, while the industry grows 10% annually.

$6T

Global Islamic finance market

Growing to $9.7T by 2029

~400

Qualified Shariah scholars globally

Tiny pool for massive industry

621

Board seats held by top 20 scholars

48% of all positions

50-80+

Boards per top scholar

Severe overextension

The opportunity isn't replacing scholars. It's amplifying their capacity.

60% of time spent on research
40% requires human judgment

Ali handles the research. Scholars make the decisions.

What Ali Does

Five capabilities that transform Shariah compliance.

Purpose-built for Islamic finance professionals. Every feature designed to augment scholarly expertise.

Instant compliance opinions with citations

Evaluate any structure against Shariah principles in seconds, with full source attribution. Assesses riba, gharar, and maysir prohibitions.

Contract review in minutes, not days

Upload contracts and receive structured analysis with issues flagged by severity. Get specific fix recommendations and draft language.

Navigate scholarly differences

See how Hanafi, Shafi'i, Maliki, and Hanbali schools approach the same question. Critical for cross-jurisdictional work.

Institutional knowledge that compounds

Every decision stored, every precedent retrievable. Ensures consistency across rulings and builds organizational Shariah knowledge.

Weeks of research in hours

Query AAOIFI standards, classical fiqh, and contemporary fatwas simultaneously. Compresses extensive research into actionable insights.

Ali is the highly knowledgeable junior scholar who never sleeps, whose work should be validated by qualified human authority.

How It Works

From question to compliance analysis in three steps.

1

Ask or Upload

Describe your compliance question or upload a contract for review.

2

Ali Analyzes

Ali queries authoritative sources, applies Islamic methodology, and synthesizes a structured response with full citations.

3

Review & Validate

Use Ali's analysis as your research foundation. Route high-stakes decisions to your Shariah board with comprehensive documentation.

Example: Review a Murabaha equipment financing contract

Upload

28-page contract PDF

Ali identifies:

2 Critical issues (late payment penalty = riba)
3 Moderate issues (fee justification)
5 Compliant elements

Ali provides:

  • Specific clause references
  • AAOIFI standard citations
  • Fix recommendations
  • Draft language for corrections

Time Saved

2 days2 hours

Why Ali is Different

Not another chatbot. A purpose-built compliance tool.

Generic AI tools like ChatGPT can generate text about Islamic finance. Ali is designed to support real compliance decisions with verifiable sources.

Dimension
Generic AI
Ali
Knowledge
Training cutoff, general-purpose
Real-time access to AAOIFI, fiqh, fatwas
Citations
Rarely cites, can't verify
Every claim tagged with source
Islamic Washing
Would validate problematic structures
Programmed to challenge
Memory
Every conversation starts fresh
Stores institutional precedents
Limitations
Will answer outside competence
Transparent about boundaries

Ali cites sources.

When scholars can verify citations, trust follows. Every claim Ali makes is tagged with its source.

[Source: Fanar]Islamic finance knowledge base
[Source: Memory]Your institutional precedents
[Source: Perplexity]Current research

Augment, not replace.

Ali is designed with a fundamental principle: when a scholar disagrees with Ali, the scholar is right.

“Ali compresses research time; it doesn't replace scholarly judgment. Think of Ali as the highly knowledgeable junior scholar whose work should always be validated by qualified human authority.”

Trust & Security

Enterprise-grade security. Proven track record.

Built by a team with 18 months of experience developing Islamic finance AI solutions. Certified to the highest industry standards.

Security Certifications

SOC 2 Type 2

Certified

ISO 27001:2022

Certified

GDPR

Compliant

On-soil deployment

Available (GCC data residency)

Track Record

Qatar's first private permissioned blockchain

Launched with Al Rayan Bank (September 2025)

QFC Sandbox Alumni

Qatar Financial Centre regulatory validation

18 months

Developing Islamic finance AI co-pilots

Frequently asked questions

Everything you need to know about Ali

What is Ali?+
Ali is an AI co-pilot purpose-built for Islamic finance professionals. It helps Shariah compliance officers, advisors, and board members with instant compliance analysis, contract review, multi-madhab research, and institutional memory, all with full source citations.
How is Ali different from ChatGPT or other AI tools?+
Unlike general-purpose AI, Ali has real-time access to AAOIFI standards, classical fiqh sources, and contemporary fatwas. Every response includes source citations. Ali is programmed to challenge potentially non-compliant structures rather than validate them, and it maintains your organization's institutional memory across sessions.
Does Ali replace Shariah scholars?+
No. Ali is designed as a co-pilot, not a replacement. It accelerates research and provides structured analysis, but high-stakes decisions are always routed to your Shariah board with comprehensive documentation. Ali amplifies scholar capacity; it doesn't substitute for human judgment.
What sources does Ali use?+
Ali draws from AAOIFI standards, classical fiqh texts across all four major madhabs (Hanafi, Shafi'i, Maliki, Hanbali), contemporary fatwas, and your organization's own institutional precedents. All sources are tagged and verifiable.
Is my data secure?+
Yes. ZeroH is SOC 2 Type 2 certified, ISO 27001:2022 certified, and GDPR compliant. On-soil deployment is available for organizations requiring GCC data residency. Your institutional data never leaves your control.
Which jurisdictions does Ali support?+
Ali supports cross-jurisdictional Shariah compliance work globally, with deep coverage of GCC regulatory frameworks including Qatar (QCB, PDPPL), UAE, Saudi Arabia, Bahrain, Malaysia, and more. The multi-madhab analysis is particularly valuable for institutions operating across jurisdictions.
How long does it take to get started?+
You can start using Ali immediately for compliance analysis and research. Institutional memory features improve over time as your organization's decisions and precedents are stored. A typical onboarding takes less than a week.
What does Ali cost?+
Ali is available through enterprise licensing. Pricing depends on organization size and deployment model (cloud or on-premise). Contact us for a personalized demo and quote.

Ready to scale your Shariah expertise?

Join the founding partners shaping the future of Islamic finance compliance.

See Ali in action

Book a personalized demo and see how Ali can transform your Shariah compliance workflow.

30-minute personalized demo

Join the beta

Be among the first to experience the future of Shariah compliance. Limited spots available.

Beta launching Q1 2026. Limited to 20 founding partners

Beta partners get:

  • Early access to all features
  • Direct input on product roadmap
  • Founding partner pricing (locked)
  • Priority onboarding support

Questions? Contact us at hello@bladelabs.io