Mudarabah Agri-tech | Deploy capital with confidence into agricultural ventures.
ZeroH Governance Platform
Mudarabah Agri-tech
Deploy capital with confidence into agricultural ventures.
USD 100,000
Capital deployed
67+
Blockchain event types
40+
SLAs tracked
9.8%
Target ROI
Setup
Fattening
Sale
Settlement
The Challenge
Capital crosses borders. Transparency doesn't.
When investors are remote from operations, trust depends on spreadsheets and self-reported data. There is no mechanism to verify claims independently.
$560B+
Islamic agriculture investment gap
Unmet financing demand across OIC nations
0%
Expense verification rate
Traditional ops rely on trust alone
60%+
Cite opacity as top barrier
Capital providers avoid agri-investments
12 mo
To detect misreporting
By then, funds are already gone
The problem isn't trust. It's the absence of verification.
Every expense verified by two independent parties. Every claim backed by evidence.
The Solution
Three pillars of verifiable governance.
ZeroH replaces trust-based operations with cryptographic proof. Every claim verified, every event anchored, every stakeholder accountable.
Every event anchored to blockchain
67+ event types across governance, operations, finance, and risk — all anchored with multi-sig verification. Records cannot be altered retroactively.
Two parties, two proofs, one truth
When the operator pays a vet $150, both the operator and the vet independently confirm with evidence on-chain. Mismatches are flagged automatically.
Every claim supported by proof
Receipts, bank statements, photos, veterinary certificates. No claim exists without supporting evidence. The audit trail is complete by design.
Vendor-agnostic by design. ZeroH provides the governance platform — you choose the field operator. Use your existing approved vendors or let us connect you with vetted partners.
Platform Capabilities
Six capabilities that transform agricultural governance.
Purpose-built for capital providers who need transparency, compliance, and control over remote agricultural ventures.
67+ blockchain-anchored event types
Every operational event — from cow registration to profit distribution — is anchored to blockchain with multi-sig verification. Records cannot be altered retroactively.
Independent evidence from payer and payee
When the operator pays a vendor, both parties independently confirm with evidence on-chain. Amount mismatches trigger automatic dispute flags. No single party can fabricate expenses.
AAOIFI-aligned with SSB embedded in lifecycle
SSB oversight is built into the governance lifecycle — Fatwa before contracts, certification before settlement. Shariah principles enforced at the protocol level, not bolted on.
Role-based access with auto-generated reports
Capital providers see what matters: livestock health, financial summaries, SLA compliance. 8 role types with selective disclosure — each stakeholder sees only what they should.
40+ SLAs tracked automatically
48-hour cow registration, 7-day weekly reports, 24-hour incident reporting, 72-hour sale approval. Automated warnings and breach alerts before deadlines pass.
Evidence-backed profit calculation
Revenue minus verified expenses equals auditable net profit. SSB certifies the calculation. Profit split applied automatically. Every figure traceable to source evidence.
Governance by design, not by afterthought. Every feature enforces transparency at the protocol level.
How It Works
From onboarding to settlement in three steps.
Connect
Onboard your field operator, sign the Mudarabah contract with SSB certification, activate Takaful coverage, and register livestock with biometric identity.
Monitor
Track operations in real-time: health reports, weight trends, expense verification with dual-confirmation, and automated SLA compliance alerts.
Settle
SSB-certified profit calculation with full evidence trail. Transparent distribution per Mudarabah terms. Complete audit record preserved on-chain.
Investment Lifecycle: 4 Phases
Setup
Weeks 1-2
Capital deployment, contract signing, livestock registration
Fattening
Months 1-4
Health tracking, expense verification, SLA monitoring
Sale
Months 5-6
Market sales with pre-approval and payment verification
Settlement
Month 6
SSB-certified profit calculation and distribution
Live Pilot
Bangladesh Livestock Mudarabah
USD 100K
Capital deployed
100 cows
Livestock managed
67+
Blockchain event types
9.8%
Target ROI
40+
SLAs tracked
70/30
Profit split
Governance Highlights
Every expense dual-confirmed by payer and payee independently
All 67+ event types blockchain-anchored with multi-sig verification
SSB Fatwa before contract signing, SSB certification before settlement
Takaful (Islamic insurance) for full livestock mortality coverage
8 role types with selective disclosure per stakeholder
Automated SLA tracking with warnings before breach deadlines
InsureCow is our first field operator partner. ZeroH works with any operator — use your own approved vendors, or let us help you find one.
Why ZeroH
Trust-based vs. verification-based governance.
Traditional agricultural investments rely on trust and spreadsheets. ZeroH replaces trust assumptions with cryptographic proof.
Dual-confirmation eliminates fraud.
When the operator pays a vet $150, the operator uploads proof and the vet independently confirms receipt. Both proofs are anchored to blockchain. If amounts differ, a dispute is flagged automatically.
“No single party can fabricate expenses. The governance architecture makes fraud structurally impossible, not just contractually prohibited.”
Your operators. Our governance.
ZeroH is vendor-agnostic. If you already have approved field operators, they plug directly into the governance platform. No need to change your existing vendor relationships.
“Capital providers shouldn't have to choose between their trusted operators and proper governance. With ZeroH, you get both.”
Trust & Security
Enterprise-grade security. Proven track record.
Built by a team with 18+ months building Islamic finance governance solutions. Certified to the highest standards.
Security Certifications
SOC 2 Type 2
ISO 27001:2022
GDPR
On-soil deployment
Track Record
Qatar's first private permissioned blockchain
Launched with Al Rayan Bank (September 2025)
QFC Sandbox Alumni
Qatar Financial Centre regulatory validation
CUSP Wealth Fatwa
First-ever fatwa validating AI in Islamic finance (Jan 2026)
18+ months in Islamic finance
Building AI-native governance for Shariah-compliant ventures
Frequently asked questions
Everything you need to know about Mudarabah Agri-tech
What is Mudarabah?+
Can we use our own field operators?+
How does dual-confirmation anti-fraud work?+
How is Shariah compliance maintained?+
What role does blockchain play?+
How is our data secured?+
Does ZeroH integrate with existing systems?+
What does it cost?+
Ready to deploy capital with confidence?
Join the pilot program and see how ZeroH governs agricultural Mudarabah ventures end-to-end.
See it in action
Book a 30-minute demo and see how ZeroH governs a live Mudarabah venture — from livestock registration to profit settlement.
30-minute personalized demo
Join the pilot program
Be among the first capital providers to deploy with full governance. Limited pilot slots available.
Bangladesh pilot live. Next cohort: Q2 2026.
Pilot partners get:
- Full governance platform access
- Direct input on product roadmap
- Priority onboarding support
- Dedicated success manager
Questions? Contact us at hello@bladelabs.io